New Delhi In order to connect every citizen of the country to the banking system, Prime Minister Modi started Jan Dhan accounts. Their purpose was to bring people in the banking system who had no bank account before. You can open these accounts by reaching any bank branch. These accounts are opened on zero balance and there are many other benefits including accident insurance, overdraft facility, check book. In Jan-Dhan Yojana, 53% of the bank accounts opened so far are of women, while 59% of the bank accounts have been opened in rural and urban areas.
You get many types of facilities in Jan Dhan accounts. In this you get an overdraft facility as well as RuPay Debit Card. On this card you get Accident Insurance free of Rs 1 lakh. If you want to take a checkbook, then you have to keep in mind that you have to always keep some amount in your account. If you do not do this then you may have trouble getting the checkbook.
(1) Facility to transfer money across India
(2) Direct beneficiaries of government schemes can directly transfer funds to Jan Dhan accounts under direct benefit transfer.
(3) After satisfactory operation of accounts for six months, facility of overdraft facility is available.
(4) An overdraft facility of up to Rs 10,000 will be available in only one account per family, especially for the woman of the family.
The government will give 500 rupees every month
Finance Minister Nirmala Sitharaman has recently announced to add Rs 500 each month to the Jan Dhan account for the next three months with a view to transfer money to the needy during the lockdown in the country. After this announcement by the Finance Minister, about 200 million women of the country will get direct benefits. The first installment will be deposited in the account holders account on 3 April. Prime Minister Modi has announced the dates.
Date of receipt of money in the account
In those accounts whose last digit is 0 or 1, the government will deposit the amount on April 2, payment will be made to the account holder on April 3.
In those accounts whose last digit is 2 or 3, the government will deposit the amount on April 3, the payment to the account holder will be on April 4.
In those accounts whose last digit is 4 or 5, the government will deposit the amount on April 4, payment will be made to the account holder on April 7.
In those accounts whose last digit is 6 or 7, the government will deposit the amount on April 5, the payment to the account holder will be on April 8.
In those accounts whose last digit is 8 or 9, the government will deposit the amount on April 6, the payment to the account holder will be on April 9.
Beware of crowd in banks from tomorrow, take these precautions
The unspent amount given in Prime Minister Jan-Dhan accounts will be started to be deposited in the accounts from Thursday. There may be a rush of different branches of SBI to withdraw the amount. Policemen have been increased at banks and ATMs. Know how to get payment from the bank between lockdowns >>>>
take care of social distancing if you go to banks. Keep a distance from the bank employees.
There is a system of sanitizers in banks, enter the banks only after hand sanitizing them well. Masks must be worn inevitably.